Disclaimer Today’s Options powered by CCRx is offered by American Progressive Life & Health Insurance Company of New York, Pyramid Life Insurance Company, and Marquette National Life Insurance Company, Medicare Advantage Private Fee-for-Service organizations that contracts with the Centers for Medicare and Medicaid Services (CMS).  Our plan is available to anyone enrolled in Part B and entitled to Part A of Medicare through age or disability who continues to pay any applicable Medicare premiums and lives in the service area.  You must continue to pay your Medicare Part B premium.  American Progressive, Pyramid Life, and Marquette National Life and its agents are not connected in any way with the federal or state government or Medicare. A Medicare Advantage Private Fee-for-Service plan works differently than a Medicare supplement plan.  Your doctor or hospital must agree to accept the plan’s terms and conditions prior to providing healthcare service to you, with the exception of emergencies.  If your doctor or hospital does not agree to accept our payment terms and conditions, they may not provide healthcare services to you, except in emergencies.  Providers can find the plan’s terms and conditions on the provider tab of the website (www.todaysoptionsccrx.com). Enrollment Limitations Members may enroll only during specific times of the year. Contact Today’s Options powered by CCRx for American Progressive at 1-800-551-6014 (TTY/TDD: 1-800-958-2692) or for Pyramid Life at 1-800-551-6233 (TTY/TDD: 1-800-958-2692) or for Marquette National Life 1-866-222-5137 (TTY/TDD: 1-800-958-2692) to obtain more information. Potential for Contract Termination The Today’s Options powered by CCRx benefit package, premiums, copayments and service areas are all subject to change annually at Today’s Options powered by CCRx contract renewal time with the Centers for Medicare and Medicaid Services (usually January 1). Availability of coverage beyond the end of the current contract year is not guaranteed. Availability of Medicare Subsidy Information Beneficiaries interested in qualifying for extra help with Medicare Prescription Drug Plan costs should call: 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week), or Your State Medicaid Office, or The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday thru Friday. TTY/TDD users should call 1-800-325-0778. Low Income Subsidy Premium Disclaimer If you qualify for extra help with your Medicare Prescription Drug Plan costs, your premium and drug costs will be lower. When you join Today’s Options powered by CCRx, Medicare will tell us how much extra help you are getting. Then, we will let you know the amount you will pay. If you aren’t getting any extra help, you can see if you qualify by calling: 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week), or Your State Medicaid Office, or The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday thru Friday. TTY/TDD users should call 1-800-325-0778. Medigap Disclaimer If you have a Medicare Supplement (Medigap) policy that includes prescription drug coverage, you must contact your Medigap Issuer to let them know that you have joined a Medicare Prescription Drug Plan. If you decide to keep your current Medigap supplement policy, your Medigap Issuer will remove the prescription drug coverage portion of your policy and adjust your premium. Under certain circumstances, you can also buy a different Medigap policy without prescription drug coverage sold by your Medigap Issuer. Your Medigap Issuer cannot charge you more based on any past or present health problems. Call your Medigap Issuer for details. Last Modified: 10/10/2007